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MainMoney Matters – Obtaining a Thai credit card All Topics

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Meatywsg
Wondered if the bros could help here, I have been in Thailand several years and recently obtained a work permit from my employer.
My "Thai" salary is recorded as 57,000 Baht, I have been banking (savings/passbook) with SCB for 2 years. I just applied for a SCB credit card, provided work permit, passport, letter from employer confirming my address and salary and 3 year contract, and I was declined ! Minimum requirement was only 15,000 Baht a month, any bros had this before ? Any recomendations on how to go about obtaining a Thai credit card ? I thought I had all of the angles covered !


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Posted on: 1:11 am on Sep. 23, 2005
DrLove
The 15,000 baht is for Thai applicants.

For foreigners different standards apply.


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Posted on: 1:32 am on Sep. 23, 2005
ringthebells
become a thai airways silver or gold member and you will get an amex card.

or try another bank.

bank of asia
kasikorn

seem to be helpful..

rtb


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Posted on: 2:52 am on Sep. 23, 2005
Meatywsg
Thanks RTB, already a Silver member with Thai so will try there.


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Posted on: 3:13 am on Sep. 23, 2005
Abrak
I am surprised you have a problem.

My recorded salary is Bt50,000 per month and I have 2 SCB credit cards with a credit limit of Bt700,000. I dont even have a bank account at SCB.

If you really run into problems, PM me I will put you in touch with someone.


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Posted on: 3:39 am on Sep. 23, 2005
Basher
My Recorded salary is 200,000 a month and I have 2 credit cards from SCB, but they are of only a 30k limit, which is what I had to deposit with them to hold as security for the cards.
No trouble getting them though
bash


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Posted on: 3:54 am on Sep. 23, 2005
scobie
I have a credit card from HSBC (although my cheque account is with Bangkok Bank). Had no problems getting a visa card from them, complete with limit of 750,000 baht.

The useless pricks spelt my surname wrong (which often causes problems when ordering stuff online).



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Posted on: 10:38 pm on Sep. 25, 2005
MadStockBroker
I also got a credi card from HSBC although I don't have any salary paid into that account.

Only 250k per month limit (how did you get 750 scobie??) but I find that is enough.

I personally don;t use my credi card so much in Thailand. I use it mainly for on line purchases and sometimes in hotels and for stuff like in airport duty free etc.

I do have corporate AMEX card however that gets more use.


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Posted on: 11:41 pm on Sep. 25, 2005
scobie
No idea MSB. I wasnt asked how much I wanted, nor did I request any specific limit.

They just gave it me.

But like you, I never use anywhere approaching that amount, even when I'm travelling for work.

It's bigger than the limit I had in Australia!


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Posted on: 2:29 am on Sep. 26, 2005
MadStockBroker
Thanks. I did think about asking for my limit to get raised but thought that they then might start looking into my income and other bank accounts etc which I don't want.

Maybe you are just better looking than me !


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Posted on: 4:33 am on Sep. 26, 2005
     

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