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bootydaddy5
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Hi guys
Quick question,
Last time in was in LOS there seemed to be either a limit per machine, or some other issue where by I could withdraw a certain amount of money, despite have money in the account
Then I would have to go and find a different cash machine to withdraw more
Is there some kind of daily withdrawal limit per machine, or per bank card.
As a resuly split money on to two banks card, for fear of withdrawal problems, only to get lots of charges, once I arrived in the uk, which I dont want to do again
So basically I want to take one bank card with sufficent funds, is there something I should know, be aware of?
Thanks
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Thai Girls : Meet Sexy Thai Girls
Posted on: 2:50 pm on June 1, 2012
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oreally
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I ran into this again my last trip, even after contacting my bank to stay off the "block" list.
I had to call the fraud prevention dept. to unlock the block on my card because of detected abnormal behavior.
There is a daily limit for the card, and you should get an email address for someone in customer service or a manager who can unlock the card for you.
After the usual withdraws upon arrival at the airport, mine were blocked by my bank.
As far as a limit goes on the ATM itself, try a different banks ATM. I am sure there is some kind of limit but I think it is usually trying to find an ATM that is not empty, or out of cash.
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Bangkok Women : Meet Sensual Bangkok Women
Posted on: 3:53 pm on June 1, 2012
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Oz
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A lot of Asian Banks (OCBC, UOB, DBS) enforced new laws from April this year in that you are not allowed overseas ATM use unless you have preregistered with them. For DBS & UOB both only need to be told once.
Also many Banks do have a lower daily limit on Overseas with drawls. You need to check before you leave!
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Thai Girls : Meet Sexy Thai Girls
Posted on: 11:19 pm on June 1, 2012
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bootydaddy5
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So what kind of checks do I need to do Oz
Contact my own bank or what?
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Bangkok Girls : Meet Sexy Bangkok Girls
Posted on: 2:40 am on June 2, 2012
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bootydaddy5
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my concern I will ring up some youg guy, who wont really have a clue
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Thai Women : Meet Matured Thai Women
Posted on: 2:45 am on June 2, 2012
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The Machine
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Quote: from Oz on 11:19 am on June 2, 2012
Yeah OCBC sort of just made a blanket decision to stop any foreign withdrawls. Too bad if you were out of Singapore at the time.
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Bangkok Women : Meet Beautiful Thai Girls
Posted on: 7:33 am on June 2, 2012
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retiredintahoe
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I use ATM cards regularly in Thailand. This is what I do BEFORE I leave the USA:
1) Make sure my ATM cards work by withdrawing a small amount;
2) Go to the bank, give them the ATM card numbers, and ask them to make sure the ATM cards will work during the time I am in Thailand;
3) Verify the maximum amount of cash I can withdraw overseas during any one transaction;
4) Find out how often I can withdraw from an overseas ATM;
5) Find out what the "reset" period is before I can once again withdraw the maximum amount of cash (some banks it is every 24 hours, for others it is every "day" - however they define day) ;
6) Get a NON-800 number that I can call if there are any problems with my ATM card (toll-free numbers may not work overseas so best to get a "regular" phone number) ;
7) Make sure I have enough cash (but not too much) in the ATM account for the trip;
8) Make copies of all ATM card numbers and keep them in a place separate from your ATM cards (kind of like with travellers checks) ;
Once in Thailand:
1) Try out my ATM cards as soon as possible. That way, if there is a problem I know about it quickly.
2) Make sure I know the nearest AEON ATM machines, as they don't charge the 150bt transaction fees.
3) Only use ATM machines in well-lit, well-traveled areas or in banks. Inspect the ATM machine to ensure that no card readers, mirrors, cameras, etc. have been added to monitor my transaction.
4) Only have the ATM cards with me when I am making an ATM transaction. Otherwise the ATM cards are with my passport and other important stuff in the safe in my room or hotel.
5) Keep a copy of my ATM card numbers so I can report any lost or stolen ATM cards on that NON-800 number you got back home.
6) If you ARE using an ATM that will charge you the 150bt transaction fee plan ahead and take out the maximum in cash. This will reduce the overall hit of the transaction fee.
7) Don't rely just on ATM cards for your money in Thailand.
You notice I keep mentioning ATM cards. We always bring at least 2 and often 3 different ATM cards. That way, if one stops working the others might continue to.
Also, we don't rely exclusively on ATM cards for our cash. We always carry emergency money in nice new crisp US $100 bills. How much is up to you - we bring enough to have fun if our ATM cards don't work or there is a true emergency, but less than the $10,000 that you have to report on a US Customs Form.
We also carry travellers checks. Usually enough to fund the entire trip if necessary. Don't have to use them, and can redeem them once back in the USA if not needed. Since our travellers checks are free from our bank it is a cheap insurance policy for us.
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Bangkok Girls : Meet Attractive Thai Girls
Posted on: 11:10 am on June 2, 2012
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Adventure Guy
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RIT: Outstanding ATM advice.
I use a different strategy however, relying on American Express Travelers Checks as my primary funds since, as you say, they are free, and unused checks will be exchanged back on return also for free. Most importantly they are theft and loss proof, and relatively easily resupplied, which ATM/Credit cards are not.
If you use TCs its best to get about half the total in $500 denomination units which need to be cashed at banks, and the others in $100 units, readily cashed anywhere - at street exchanges or vendors.
I use ATM/Credit cards, three different ones, only as backups because of all the risks associated, but go ththrough all the bank notification process prior to the trip just as RIT suggests. A MUST DO for Thailand. I also have considerably different limits on each card and use the low limit cards for minor stores/restaurants, high limit cards for major hotel payment.
I also carry $100 cash bills to tide me over in an emergency.
On any outings I carry no more than twice what I expect I will need and leave the rest locked in the hotel.
Call me paranoid but I keep my wallet in my side pocket ONLY (NEVER in the back pocket), PLUS I have a chain from wallet to belt loop. It's difficult for me to remove from pocket - impossible for a pickpocket. I keep a second wallet locked in the hotel with copies of all cards, IDs etc.
I have never had a problem but I have a couple of friends who have had vacations ruined for failure to take precautions.
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Thai Women : Meet Matured Thai Women
Posted on: 12:02 pm on June 2, 2012
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Valetta
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My strategy is simpler still.
I do not use travellers cheques,ATMs,or credit cards.
I rely on cash only.In my case A$100 bills which I exchange at SuperRich where the exchange rate is better than any bank,and there are no fees.
But what about the risk of relying just on cash I hear you ask?
When I arrive at the Airport I place my cash in a front pocket (I never use a wallet in or out of Thailand),catch the train,or take a taxi (depending on the time of my arrival) to my hotel where I place the cash in a room safe where it stays until progressively exchanged at SuperRich.
There are always plenty of people around at times when the cash is on my person,and I having the cash in a front pocket of my jeans where it is close to my skin provides enough security against pickpockets.
In over 20 trips to Thailand I have never had problems keeping the cash safe.
I do bring a credit card as an emergency backup,but I have never had to use it.
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Bangkok Girls : Meet Attractive Thai Girls
Posted on: 9:12 pm on June 2, 2012
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